Guess I won’t be using the CVS RMN offer I linked. Apparently the only two CVS stores in Idaho are in Nampa and Twin Falls. Not going to do either of those drives for $10. I might be able to hit CVS when I’m in CA at the end of the month though....
It can be worthwhile if you get another RMN account for your SO...twice the earnings in one trip
Since I just finished putting almost $5600 on my SPG Lux to meet the spend of $5K I have been watching these accounts as often as 4-5 times per day. That feels like a whole lot to me so I can't imagine doing it 10 times per day.
But I digress. Again. In trying to figure out how to quickly get rid of the spend, I paid 2 bills with speedpay which required small fees. No big deal. So, first I watched them go pending immediately 6 days ago. Then I saw them both paid on the water and electric websites the following day. But still pending on Amex. Yesterday morning both disappeared from the pending but did not post. My balance due jumped to just under 5K. Then the smaller payment posted a little later in the day. This morning still waiting for the larger ($600+) payment to post. It's missing from pending. The electric company has their payment. Without this posting I am $8 short of minimum spend.
Anyway, I'm sure it will post soon. But I think it's really weird that there would be no sign at all on the website of a $600+ charge for up to 2+ days that the credit card has paid out to the merchant.
I'll be watching this one all day until it posts. I don't quite get why they would post one charge but not the other, especially since it has paid out. Is it possible they could 'see' my prepayment of 3-4 times my electric bill??? Or is using speedpay perhaps making them look sideways at my transactions? Speedpay is Western Union, I believe and is what our local electric and water use to accept credit card payments.
This happened to me as well; also with the Lux. I bought a mattress over labor day that delivered this past Saturday. From labor day through Saturday, I expected the charge to be in pending status, just as if you were shopping online and the merchant doesn't run the charge (other than a temp hold) until the items ship. Well, Saturday rolled around, got the mattress, and I expected to see the charge post by Monday. Monday rolls around and the charge is gone
. Not pending, not posted. Figured Amex will get their money...and of course, three days later, I see the charge finally post. But it almost felt like a Chase Biz card where charges go poof in between from pending to posted.
I showed my husband my spreadsheet with what we have saved on trips since last spring (2017) when I started tracking thru March 2019 spring break. It was around $20k and I haven’t even booked all our flights yet.
His response, “is that inflated though?”
Ummm no. Why does this all seem so far fetched!?
Too good to be true?
Me and DH haven't truly combined our finances yet; may never will, but we have a joint account for household expenses such as the mortgage, utilities, etc. Vacation money is still considered "discretionary", so we both transfer money into the joint after we reconcile all vacation spending when we get back and divide it in half. For this reason, DH sees exactly how much he had to spend on a vacation since it's a direct withdrawal from his account to our joint. Flights have generally been "free" for us since we had a ton of SW points and CP, so he's aware of this, but has taken this for granted lol. This past June, though, for our trip our west to CA/DL, our hotels were completely on points, so when we came home and I told him the 'damage', he was floored
. It was essentially half of what we normally spend since all we paid for was food, activities, and baseball tickets (DL I paid for with Disney GCs I amassed, so he reimbursed me for those early on). When he sees the withdrawal amount taken from him cut in half, it drove the point home rather quickly
