wanderlust7
DIS Veteran
- Joined
- Mar 10, 2015
Sorry to see all the Ink denial DPs. Feels worse than I thought.
Has anyone been approved for an Ink in the last month or so?
Has anyone been approved for an Ink in the last month or so?
Yes, $15K on the personal will get you to 11 elite nights. The Cat 1-4 FNC that comes from holding the card gets issued on your anniversary and expires 12 mo. from issuance, so you won't have it for 2024. The Cat 1-4 FNC from spending $15K has a 6 mo. expiry so it's possible you could use that this year.I think I calculated that if I spend $15k on the personal, that should net me 11 elite nights from spend plus 1 free Cat 1-4 night. Is the 1 annual free night that comes with the personal WOH issued at the beginning of the card year or at the end? So, if I use the 2 free nights, that is 13 elite nights.
Yes, this is true. Also you'll be getting (at least) 1 Hyatt point per dollar spend, so if you spend $90K on the Biz WoH you also have 90K Hyatt points from spending to redeem...if you have cheaper Hyatts nearby where you can spend 3500 or 6500 points (off peak Cat 1 or 2) for an elite night that might be something to consider for a mattress run (toward the end of the year) if needed to reach Globalist.For every 5 nights I spend in a Hyatt I can get decrease my needed spend on the Biz WOH by $10k.
While I have a lot of organic spend, I think I would need $120k in spend on the Biz card to get Globalist?
I figured I could speed things up and also require less overall spend by getting some of those elite nights covered by the personal WOH plus the SUB and maybe do some trips and mattress runs to get it done.
I think I calculated that if I spend $15k on the personal, that should net me 11 elite nights from spend plus 1 free Cat 1-4 night. Is the 1 annual free night that comes with the personal WOH issued at the beginning of the card year or at the end? So, if I use the 2 free nights, that is 13 elite nights.
I would put the rest of my spend this year on the Biz card and lay off trying to get more SUBs since the INKs are getting harder anyways.
After the personal WOH spend of $15k, I would need to spend $90K ($40k on top of the $50k needed to get the best benefits on the card) on the Biz plus at least 2 additional nights at a Hyatt to get to 60 nights for Globalist.
For every 5 nights I spend in a Hyatt (after 2 using free certificates from personal WOH and the 2 needed to get to 60 elite nights per original calculations), I can get decrease my needed spend on the Biz WOH by $10k.
Did I do the math correctly? My brain is about to explode. I tried to talk it through with my DH and he thought I was crazy!
And the opportunity cost of not putting that $105K of spend on a simple 2% card is $2100 - will you get $2100 worth out of spending on the WoH and Biz WoH cards (I'm not accounting for the value of the SUB on the cards since you don't need to spend that much to reach the MSR). I'll echo @wanderlust7 : does it even make sense for to go for Globalist?
CapOne? Or just do the VGC deals on the CIC maybe. It's easier said than done where I live though. They really limit those GCs and there are too many people playing this game nearby.I am hitting a brick wall! Chase Ink denial, Amex pop-up, BofA Alaska denial, and Citi AA denial. I think I've about hit all of them. The universe is telling me to cool off, but I have summer camp to pay for next month. I hate having all that spend and no SUB!
While I have a lot of organic spend, I think I would need $120k in spend on the Biz card to get Globalist?
I figured I could speed things up and also require less overall spend by getting some of those elite nights covered by the personal WOH plus the SUB and maybe do some trips and mattress runs to get it done.
I think I calculated that if I spend $15k on the personal, that should net me 11 elite nights from spend plus 1 free Cat 1-4 night. Is the 1 annual free night that comes with the personal WOH issued at the beginning of the card year or at the end? So, if I use the 2 free nights, that is 13 elite nights.
I would put the rest of my spend this year on the Biz card and lay off trying to get more SUBs since the INKs are getting harder anyways.
After the personal WOH spend of $15k, I would need to spend $90K ($40k on top of the $50k needed to get the best benefits on the card) on the Biz plus at least 2 additional nights at a Hyatt to get to 60 nights for Globalist.
For every 5 nights I spend in a Hyatt (after 2 using free certificates from personal WOH and the 2 needed to get to 60 elite nights per original calculations), I can get decrease my needed spend on the Biz WOH by $10k.
Did I do the math correctly? My brain is about to explode. I tried to talk it through with my DH and he thought I was crazy!
Yes, but it was my first one.Has anyone been approved for an Ink in the last month or so?
Ugh, 5/15... was really hoping for a bit later than that. We have a post-cruise stay at a SLH in Barcelona a week after that date. I guess cancel and stay at the less-convenient Regency (I want the night to credit for status)
Thanks I’ll try again laterI was just able to generate one that brought up the application page
I don't know the answer but I think I'd try it.Ok. So I mentioned earlier that I was denied for new Chase Ink. I get home and what is in the mail. A special offer to apply for CIU and get $1200 with $6000 spend. Ughhh!! Are chances better with an invite code??
I was approved in January, and DH was approved in February. We stick to the 4/yr guidance, and I never keep more than 4 Inks open at a time. Still getting instant approval. Also I keep our personal lines of credit low. Only keep $10k on the Preferred/Reserve card. Every other card is $2500 or less.Sorry to see all the Ink denial DPs. Feels worse than I thought.
Has anyone been approved for an Ink in the last month or so?
I was approved for the Ink Cash in early January, right when they an announced the 90K points were going away. My first (and so-far, only) Ink. Good timing, because I had vacation spend in January/February. Normally, I wouldn’t have $6K spend in three months, except for fourth quarter with property taxes and Christmas spend.I was approved in January, and DH was approved in February. We stick to the 4/yr guidance, and I never keep more than 4 Inks open at a time. Still getting instant approval. Also I keep our personal lines of credit low. Only keep $10k on the Preferred/Reserve card. Every other card is $2500 or less.
I had been able to generate links but it kept saying that the link wouldn't work.I was just able to generate one that brought up the application page
CongratsI had been able to generate links but it kept saying that the link wouldn't work.
I was finally able to get a link to work.
Then I was able to apply and get the card.
Thanks!
My daughter's recovery was shockingly easy and fast! She never really did much liquid only stuff.Currently planning a one day Disney trip to eat all the things before I have my jaw surgery next month
Sorry, I've been in back pain hell and just saw this. All I can say is chat or call. I never fly United. There is an app, staff traveler, that will show accurate loads, but I think you have to be affliated w/ the airlines to even get access. I don't remember what I sent to get approval, I'm sure it was a screenshot of my status, LOL.I can't believe I'm having another major issue with my travel to Edinburgh tomorrow. I swear I'm having the worst luck lately. I got a text this morning that my flight tomorrow (which was YYZ-->JKF-->FRA-->EDI) had changed to YYZ-->EWR-->EDI. The reason: Lufthansa is staging a 2 day strike at FRA and MUC March 12 & 13th. It isn't enough that the ground crew and security at the same airports staged a strike March 7&8 (which shut down both airports). That's 4 days shut down in less than a week. CRAZY. Warning to anyone traveling through either airport this summer to watch the strikes at FRA and plan backup plans accordingly (unless the strikes are settled before then).
So I called AC regarding my re-booking and it's on a United 757 (2x2 in biz class -- suppose I can deal with it), BUT I don't have a seat. EF is showing 4A as blocked, the rest of the seats are occupied. I just checked in and I still wasn't able to get seat 4A, my boarding pass shows as GAT (which I'm going to guess is gate assignment). My huge issue is: what if I get to the gate and 4A has already been assigned? I cannot sit in economy class overnight (or I would rather not take the trip). I am on hold with United now to see if a CSR can unlock the seat for me.
Does anyone have any experience with this? Tagging @LilSweetPeaPhoto for any insiders insight.
I might change my plans to try to leave YYZ tonight (a flight departing at 10:20) -- I see that there is a direct flight to FRA tomorrow with an onwards connection to EDI, landing at 5:15. One seat remaining in biz class, but it sure beats not having any seat tomorrow....I think.