My AAA has definitely paid for itself . I had a flat tire about 1 month after signing up for AAA. I got it changed for free. I locked my keys in my car prior to signing up (locksmith $35) and then again after I had signed up (free). I got 10% off all my purchases in the park stores and off some restaurant meals. I got a discount on park tickets for Universal and for a theme park nearby. So, if you travel any distance back and forth to work or visit certain theme parks very often, it would definitely be worth it. You can get a Discover card with no annual fee, so that is worth trying as well. Good luck.