I’m confused about when my points have to be used by.

jdocter7

Earning My Ears
Joined
Nov 5, 2003
Member services is swamped, and I figured there are experts here to keep me straight.
December use year-I have 406 pts from 2019 use year (196 banked from 2018). When do they have to be used by? I also have 210 pets from 2020 use year. Can I use them now, and when do they have to be used by? Thanks!
 
Banked 2018 and current unbanked 2019 by Nov 30, 2020. If you bank the 2019 by July 31, 2020, they must be used by Nov 30, 2021. Your Dec 2020 become current year points on Dec 1, 2020 and must be used by Nov 30, 2021. If you use the 2020 points before Dec 1, 2020, you need to borrow them into the Dec 2019 points.
 
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Banked 2018 (196) must be used by 11/30/20. Current 2019 (210) must be used by 11/30/20, unless banked, then expiration 11/30/21. December 2020 points (210) must be used by 11/30/21, unless banked, then 11/30/22, or borrowed, expiration date in that case, 11/30/20.

*sorry, must have been typing while Deb & Bill were posting :) *
 
Banked 2018 (196) must be used by 11/30/20. Current 2019 (210) must be used by 11/30/20, unless banked, then expiration 11/30/21. December 2020 points (210) must be used by 11/30/21, unless banked, then 11/30/22, or borrowed, expiration date in that case, 11/30/20.

*sorry, must have been typing while Deb & Bill were posting :) *
Like minds. 😊
 


Can one of the point wizards help me? Banked 266 2019 points into APR 2020 use year. Withdrew 256 points for an upcoming April 2020 reservation, which was obviously cancelled. I think they would now be considered 2020 points, right? Therefore would need to be used by 3/31/21? Haven't been able to be in touch with MS yet, but this is how I read it. Thanks!!
 
Can one of the point wizards help me? Banked 266 2019 points into APR 2020 use year. Withdrew 256 points for an upcoming April 2020 reservation, which was obviously cancelled. I think they would now be considered 2020 points, right? Therefore would need to be used by 3/31/21? Haven't been able to be in touch with MS yet, but this is how I read it. Thanks!!

You got it! Your banked 2019 points have been returned to you and now part of your 2020 UY.

Those points, along with your current 2020 UY points, are good until March 31st, 2021.

The actual 2020 UY points can also be banked and you have until Nov 30th, 2020 to do that!
 


You got it! Your banked 2019 points have been returned to you and now part of your 2020 UY.

Those points, along with your current 2020 UY points, are good until March 31st, 2021.

The actual 2020 UY points can also be banked and you have until Nov 30th, 2020 to do that!

Thank you! Even though we've been DVC Members for 20 years, I always doubt myself when it comes to points. 😬🙄 I’ll get in touch w/MS, but I know that might take awhile. ETA: I imagine those points will eventually get to my acct.; I checked my member dashboard and they aren’t there yet.
 

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