Need a little help PLEASE

[rkandmjsmommy]

This may seem like a dumb question, we have a October UY, we jsut bought resale so we got the 2005 points coming to us, we bought at BCV.

We want to go to HH June 18-23 and then to BCV NEXT Oct 21-28, so should we use our 2005 points for HHI and then our 2006 points for next oct?

thanks

 

[Pa@okw95]

This may seem like a dumb question, we have a October UY, we jsut bought resale so we got the 2005 points coming to us, we bought at BCV.

We want to go to HH June 18-23 and then to BCV NEXT Oct 21-28, so should we use our 2005 points for HHI and then our 2006 points for next oct?

thanks

You left out your use year, so this is just a guess. I would think about banking your points, they might expire, again of course I am telling you this without knowing your use year.

 

[dis-happy]

Will the June trip to HH use up all your 2005 points? Otherwise, there's nothing wrong with your scenario. If you have points left over, you'll have to bank them into 2006. Then when you take your trip in Oct. you'll be using current 2006 points. Clear as mud?

PS. make sure you book HH exactly at the 7th month window; even so, if it is later in the month, it may not be possible to get a reservation.

 

[LisaS]

This may seem like a dumb question, we have a October UY, we jsut bought resale so we got the 2005 points coming to us, we bought at BCV.

We want to go to HH June 18-23 and then to BCV NEXT Oct 21-28, so should we use our 2005 points for HHI and then our 2006 points for next oct?

thanks

With an October use year:
2005 points can be used for trips Oct 1, 2005 - Sep 30, 2006 *
2006 points can be used for trips Oct 1, 2006 - Sep 30, 2007 *

* You can also bank 2005 points into 2006 but any 2005 banked points must be used by Sep 30, 2007 -- they cannot be rebanked.

So I would use 2005 points for the June 18-23 trip. Any points left over should be banked if you will not need them for any other trips before Sep 30, 2006.

When making your reservation for Oct 21, 2006, start by using those banked points first (since they cannot be rebanked and will expire Sep 30, 2007). Assuming your banked points will not entirely cover the Oct 2006 reservation, use 2006 points for the rest of the "cost" of the reservation.

Any 2006 points remaining can be used for any additional trips you make up to Sep 30, 2007. Any 2006 points you will not be using by that date you will want to bank.

Also, make sure you are aware of the banking deadlines for your points!

Edited to add: Given that your Oct '06 trip is at your home resort, I assume you will be booking that at the 11-month window, i.e., this November. So with the approach I'm suggesting, you will be banking your remaining 2005 points pretty early in your use year. If you later decide that you want to make another trip before Sep 30, 2006, you will have to borrow points from your 2006 use year. The alternative is to use 2006 points for your Oct '06 trip and wait until later in your use year to bank your remaining 2005 points just in case you might want to use some of them before Sep 30, 2006. But to me this seems risky -- 2005 points have a shorter lifetime than your 2006 points, so I would want to use up the 2005 points first for the trips I already know I am going to take.

 

[rkandmjsmommy]

YIKES SO CONFUSING.

We have 100 points for BCV, 2005 and 2006 points available, we will need 65 for June at HHI, since this is a 7 month window we will call on November 23 then bank 35, use those 35 PLUS use 71 from our trip Oct 2006 year at BCV, we will book this Nov 21-28, I think I will call day by day which leaves us with a remainder of 29, should I bank these?

 

[LisaS]

YIKES SO CONFUSING.

We have 100 points for BCV, 2005 and 2006 points available, we will need 65 for June at HHI, since this is a 7 month window we will call on November 23 then bank 35, use those 35 PLUS use 71 from our trip Oct 2006 year at BCV, we will book this Nov 21-28, I think I will call day by day which leaves us with a remainder of 29, should I bank these?

If I'm understanding everything correctly, those 29 remaining points are 2006 points. Since those 29 points are 29% of your total points, you will have to bank them by the 50% banking deadline of June 30, 2007. Since that date is a year and 9 months away, you have a lot of time to think about whether you need to bank them. And since those are 2006 points, I don't know if you even have the option to bank them this early. You probably have to wait until on/after Oct 1, 2006, though I don't really know for sure.

Edited to add: By the way, there is a banking calendar on vascubaguy's DVC Info web site. Go to http://members.cox.net/disneyvacationclub/ and click on "DVC Charts & Calendars".