I love credit cards so much!

[afan]

We had a great time at DLP. But oh my gosh guys, the Hyatt vendome in Paris is crazy fancy. We got an upgrade without asking but it was for 1 bed so the front desk guy that had escorted us to our room left us there to go sort it out. We are still in an upgraded room and it's one that's been renovated but the king will be twins after turn down later.

There's a sink in the shower! There's no ice machine we had to get it from room service. We're off to the Eiffel tower tonight. Took pictures that I'll put in the review thread next week.

 

[miztressuz]

I got the number right away, but since it's only a temp. number until he gets the actual card, should I still put this in his Hilton account? Is that what prompts the gold status?

The gold status is separate, there's a behind the scenes that happens between the hotel and amex that connects that. As long as you put the correct member # in you should know within a day. I think I got my notice from SPG that my account was changed within a couple hours of card approval.

I'd add the card to the account, or to an existing reservation, just as backup in case you don't get the physical card in the mail in time. Our two Hilton stays this month, at both they asked if they should put the charges to the card on file and didn't ask to see the card. You should have plenty of time, but I'm over cautious and that's just what I'd do

btw Congrats!

 

[Disneyonmymind]

Has anyone paid car loan payments using plastiq with CIP and/or Amex? Also, what category is this and, for CIP, does it matter which category you choose for the 3x. Also, does it matter whether it is paid by check or electronically? I have paid taxes, club dues and utilities with no issues so far but I thought I’d check first on car payments.

 

[SouthFayetteFan]

If you want to enjoy some r/churning referral drama check out this trail from today and yesterday:

https://www.reddit.com/r/churning/comments/8lrh05/daily_discussion_thread_may_24_2018/dzi46xy/
https://www.reddit.com/r/churning/comments/8li6g3/daily_discussion_thread_may_23_2018/dzg12jc/

 

[pillow]

Has anyone paid car loan payments using plastiq with CIP and/or Amex? Also, what category is this and, for CIP, does it matter which category you choose for the 3x. Also, does it matter whether it is paid by check or electronically? I have paid taxes, club dues and utilities with no issues so far but I thought I’d check first on car payments.

It seems that everything you charge on the CIP via Plastiq gets the 3x, so it doesn't matter which Plastiq category you choose. I've been paying my car payment with no problems. I chose the "other" category and paid via check.

 

[christineinvegas]

I'm trying to find us a hotel room by Legoland (CA) for two nights. I'd like to use points (of course!). Rather than looking at each hotel chain's website, is there a site that can find this info for me? Show me what is available for rewards nights?

@wendow , there is a Sheraton that has a private back entrance into Legoland that we like to stay at. It is 10k SPG points/night.

If you have a bunch of UR points, the Grand Pacific Palisades is across the street, walking distance.

We have stayed at both and I like them equally. We only use the room, so I can't give you any advice on amenities. It always just depends which points we have or who is cheaper to pay cash.

 

[schmass]

Has anyone paid car loan payments using plastiq with CIP and/or Amex? Also, what category is this and, for CIP, does it matter which category you choose for the 3x. Also, does it matter whether it is paid by check or electronically? I have paid taxes, club dues and utilities with no issues so far but I thought I’d check first on car payments.

We've been paying ours with the CIP and getting 3x UR points! I don't think Amex allows car payments through Plastiq.

 

[peel]

If you want to enjoy some r/churning referral drama check out this trail from today and yesterday:

https://www.reddit.com/r/churning/comments/8lrh05/daily_discussion_thread_may_24_2018/dzi46xy/
https://www.reddit.com/r/churning/comments/8li6g3/daily_discussion_thread_may_23_2018/dzg12jc/

So much drama. I can't take that place anymore. Up the DISchurners!

 

[gottalovepluto]

Reddit DP from 5/22 getting the 10% back on AA miles booking, they only have the Citi AA, not the Aviator. w00t! https://www.reddit.com/r/churning/c...=message&utm_source=reddit&utm_name=frontpage

 

[gottalovepluto]

@SouthFayetteFan SPG Biz referral thread, lol.

 

[SouthFayetteFan]

So much drama. I can't take that place anymore. Up the DISchurners!

Haha! r/churning has been a referral gold mine for me over the years so I am somewhat vocal on referral issues over there. The short story here is somebody created a bot to game the system there and now we're all out to get them with our pitchforks, haha!!

I do like that our DISchurners group is drama free and that people are supporting each other here.

 

[SouthFayetteFan]

@SouthFayetteFan SPG Biz referral thread, lol.

Thanks haha! I was like...really people? I know what they're doing though, if referrals come back on that card they can hold their place with a garbage link and then update. It's not actually a bad play. Given all the drama though I wanted to add some lightness (although in 15 minutes RLB will remove my humor post)

 

[hsmamato2]

Yes, I was given the card number at the end of the app.

I got one on my hilton biz, then tried to use it on an order and it didn't go thru..... hoping it was just me writing it down wrong.... I'll try again with actual card

 

[gottalovepluto]

For those who hate new reddit:
I can never remember to type in "old" when typing reddit into my browser and keep having to retype it. While messing around with my reddit preferences today I came across preferences>beta options (at the bottom)> use the redesign as my default experience and UNCHECKED THAT PUPPY! Now I can go to www.reddit.com and get old reddit sometimes it's the little things

 

[SouthFayetteFan]

I updated the index on the DISchurners Hotel Review thread here on the DIS. Thanks to the folks that shared a couple of new reviews there

 

[hsmamato2]

Anyone want to play hypothetical with me? I am still trying to figure out this marriott thing b/c I need SW points by 5/31. hahaha


Lets say I buy a cat 8 nights/flights + 120k SW points today. My expectation is that for my 360k marriott points I am getting 7 nights (6 nights worth of points since 5th night free) at a cat 8 property...lets just say Atlantis...plus 120k SW points. Lets say, however, that I haven't booked my Atlantis stay before August because I am unsure on what dates we will travel.

Then lets say marriott does the cancel outstanding certificates thing come August. So I have my airline points at 120k already. Great. Marriott issues me points in lieu of my certificate...keeping in mind that normally 120k SW points would normally cost 360k marriott points if transferring directly.

Here are some thoughts on things they could do:

1. Issue me 240k marriott points so I can still book my 7 nights at a cat 8 property as I expected with purchase...Customer is happy as they got what they paid for. Marriott is sad because they just gave out marriott points to airline points 1:1. BUT, is this really any different for them than issuing the certificate, in terms of their bottom line?

2. Send my a letter with some sort of nice spin about the changes and make my 7 night cert poof disappear because I technically got the 120k SW points that my 360k marriott points would normally buy me. Customer is livid and marriott saved themselves 7 free nights. (doesn't seem like a good PR move so unlikely).

3. Other ideas?


I sort of think #1 is quite possible because I don't see how that is any different from a financial standpoint for marriott and the customer stays happy. In my case extra happy b/c I'd rather have the points to use as I see fit than a 7 night cert.

No where it gets extra interesting for us to get the most bang for our buck is the cat 1-5 packages. Assuming they credit the customer for points in lieu of certs come august as in example 1... In that scenario would they:

1. Give outstanding cert holders just 45k points (covers 7 nights in cat 1)...customers angry they can't book the cat 5 they had expected. Marriott wins financially here.
2. Give outstanding cert holders 150k points (covers 7 nights cat 5)...customers happy because they get to book a cat 5 hotel for the normal cost of 150k pts for 7 nights and they got a 1:1 SW transfer....all as they expected.
3. They give some point amount in-between...angry customers can't book hotel they wanted.


Since I am a visual learner here is the potential math:

Cat 8 package today for 360k MR = 120 SW + 240k MR
Cat 1-5 package today for 270k MR = 120k SW + 45k MR (if pd out at cat 1 rate)
Cat 1-5 package today for 270k MR = 120 SW + 150k MR

So it seems like the cat 8 package is the way to go because of the unknown with the cat 1-5s. If they pay out at the cat 5 rate in Aug then it is a wash. If they paid out at the cat 1 rate in Aug then I lost 105k MR for the same amount of original purchase (270k MR).

Is anyone else planning to buy a package soon?
Did I do any math incorrectly here? I am new to starriott so just trying to figure this out before SW flights drop next week.

I'm not your best DP but here's what I did (probably against every churner rule but whatever) I got tired of being anxious about it. So I went ahead and did what I wanted right now,and anything else that comes up (say Aug 1) I'll just deal with,or let it go. I bought a cat 8 package and got SWA points. I decided I needed some points I can use NOW vs. a potential for use in the future,and Now I can stop worrying. I tend to get fixated on a problem,and that's not good for me. Worth it 100% to have it off my shoulders. (I already applied the cert to my nights) I'll figure future stuff out later but I'm just 100% tired of trying to predict something I have no control over,and IRL I have way more important stuff to do. (even tho I'm relaxing here by reading still) But reading for enjoyment/learning is way different (for me) than stressing over a detail.

 

[mmmears]

We had a great time at DLP. But oh my gosh guys, the Hyatt vendome in Paris is crazy fancy. We got an upgrade without asking but it was for 1 bed so the front desk guy that had escorted us to our room left us there to go sort it out. We are still in an upgraded room and it's one that's been renovated but the king will be twins after turn down later.

There's a sink in the shower! There's no ice machine we had to get it from room service. We're off to the Eiffel tower tonight. Took pictures that I'll put in the review thread next week.

Chiming in to say that I've stayed there (a few years ago) and it's incredible. We used Hyatt points for part of the stay. We had a huge bathroom and closet/dressing area. I loved how it was so easy to walk to the Tuilleries or anywhere else from that location, too. Glad you had a fun time at DLP (we spent an unplanned afternoon there that would have been much better had we actually planned it). Enjoy Paris!

 

[schmass]

I got one on my hilton biz, then tried to use it on an order and it didn't go thru..... hoping it was just me writing it down wrong.... I'll try again with actual card

This happened to me with DH's SPG Biz. Except I know I didn't write it down wrong because I took a picture of it!

 

[tink89]

So it has a been a bit over a month since DH applied for a credit card. So i think we will have him apply for the Chase Ink Preferred.
We just upgrade our stay to DLH so it will not be hard to spend the minimum. What would be the worth of these points in either cash or hotels like Marriott or Hyatt?

 

[GusGus16]

Trying to keep caught up with this thread, so much excitement with all the recent approvals. Sadly, no new cards for a while, stinks being in 1 player mode, cooling things until likely late this year when I go for a SW double dip...debating about upgrading my current Marriott but only have a 10,000 point offer, I should call and see if they will increase it. I'm excited about Southwest opening their December flight schedule at the end of this month as I'll have flights to book! Just have to move around some points, probably just going to transfer from UR, but have to run the numbers and see if I can't make a flight and night package work...no idea what to expect though with the transition in August, hope that Marriott would do the right thing, but it probably all depends how many outstanding certificates they have. Counting down the days until my DW trip-only 3 weeks!