mmmears
DIS Veteran
- Joined
- Nov 30, 2005
How much do you need to make to call it "business earnings?" Like, say I wrote an article earlier this year and it was published by a well know Disney travel website and I earned less than $30. Does that count?
And for someone who wants to slowly try to do a little bit of it, is there a real benefit to the business cards over the others?
Thanks. I do want to learn it all and not dive right in. And we currently have a bunch of MR (I think - AMEX???) points and we've been happy with how those have been working for us. Never had any UR I guess. The only Chase card I have is a Disney Visa (the free one) and that's because every now and then it helps with discounts.
And for someone who wants to slowly try to do a little bit of it, is there a real benefit to the business cards over the others?
Remember that you can take it slow at first. You don't have to dive in at the same level that many here are doing. Do your research. Ask questions. Your first step is to decide if you want to earn primarily UR (Chase) or MR (Amex) or specific points to a specific airline or hotel chain (co-branded cards). Do you want low/no AF cards or are you willing to pay high AF for greater rewards?
I only get one or two cards a year, and am not always looking for a new card. I know what works for me, even though aggressive churning works for others. I churn very slowly and still have the points I need to travel. I personally earn both UR and MR and choose low/no AF cards. I know I can get more with the higher AF cards, but to me, the less I pay out of pocket the better.
And very important - If you want earn UR - look into getting the Chase cards first because of their 5/24 rule.
Thanks. I do want to learn it all and not dive right in. And we currently have a bunch of MR (I think - AMEX???) points and we've been happy with how those have been working for us. Never had any UR I guess. The only Chase card I have is a Disney Visa (the free one) and that's because every now and then it helps with discounts.