I love credit cards so much!

[SouthFayetteFan]

UPDATE to yesterday's AMEX clawback...

https://www.reddit.com/r/churning/comments/9holli/daily_discussion_thread_september_21_2018/e6dgak5/

I hate to be skeptical about these things but I've never seen somebody get 75k points back from AMEX that fast. This person's history posting in r/churning was 2 comments in the code share thread. NOW they all of the sudden get 41 Karma from that one comment yesterday... Who knows it this was even true or not - but at any rate, DON'T start PANIC redeeming your MRs just yet, lol.

AND don't be dumb and cancel cards before 12 months...it makes no sense at all to do that and can only get you in trouble with AMEX.

 

[SouthFayetteFan]

Does anyone here use VGC/MCGC online for purchases? Any issues? I got a redlight camera ticket yesterday and can pay online, but only with Visa/Mastercard. Working on this SPG spend so I'm willing to pick one up from Kroger for 4x fuel points, but want to make sure it works first.

I've paid a ton of online stuff with VGC/MCGC. Never had any issues!

 

[SouthFayetteFan]

A positive DP from the Amex MR clawback posted on Reddit yesterday:

https://old.reddit.com/r/churning/comments/9holli/daily_discussion_thread_september_21_2018/e6dgak5/

After appealing the case, OP had 75k MR restored. Amex did keep the clawback of the 25k MR from the Ameriprise Gold that was closed under a year, though. So keep those Amex cards open at least a year!

Oops - just shared this too. Hadn't seen this yet, lol. I don't get out of bed before 9am (who wants to do that LOL!!!!) so I'm late on the update as usual, LOL.

 

[SouthFayetteFan]

Thank you

I would actually say now that I may back off the 3-4 month "rule". I know I was a BIG advocate for it and a lot of people latched on to it when I was sharing a shutdown report every few days here, LOL.

Chase appears to have backed off of their position of shutting people down. I'd wait 90 days if you can BUT if you have a large expense coming up and need a new MSR the occasional 60 day wait is probably fine now.

 

[miztressuz]

Does anyone here use VGC/MCGC online for purchases? Any issues? I got a redlight camera ticket yesterday and can pay online, but only with Visa/Mastercard. Working on this SPG spend so I'm willing to pick one up from Kroger for 4x fuel points, but want to make sure it works first.

Not so far, as long as you register it first with your name and address so it'll match the billing address from the transaction. We've paid a bunch of stuff with them and, knock on wood, no issues.

 

[FloridaNative8]

This is completely but can I just say how awesome the Mister Rogers thing is on the Google home page? I watched him so much as a kid lol

Same here!!! I wish they would show reruns so I can share that with my kids.

 

[eeyoresmom]

Which Inks do you currently have ?
For business cards you be added as an employee so you can sign up for a card on your own as well...I’ll also add even if your an AU on a personal card you can sign up for your own card

We both have the Ink Business Preferred. I want to take this opportunity to earn some sign up bonuses. DH has the CSR and this INK. I have this INK and just downgraded my CSP to a Freedom and had both SW cards, just closed one. So I have the INK, Freedom and SW Plus currently. We are open to other cc companies as well.

 

[striker1064]

Ritz free nights are now in P2's Marriott account, even before statement close. I did always like that about the Ritz card. I recall when I had mine last year, I got the free nights while the transactions that put me over MSR were still pending. Wild stuff.

So it's 2 free nights up to 60k/night, which if I remember correctly covers quite a large footprint up until Marriott does all their category changes next year. I'll have to do some research!

 

[elgerber]

Yeah, Cap Kangaroo was lesser known...and I grew up in SUPER small town TX...so maybe he wasn't even national.

Definitely national, I watched him all the time!!
The Google Mr. Rogers is adorable! Did anyone see the documentary film out this summer, Won't You Be My Neighbor? What a wonderful film, even my dh cried!

 

[hsmamato2]

I noticed Priority Pass added P.F. Chang’s at LAX, too!

I saw this!!!! so excited..... I'm going to LAX in Dec and plan to try the pp restaurant options....it'll be the only time I've ever used that perk for the CSR......

 

[LuckyMamaInDE]

Not so far, as long as you register it first with your name and address so it'll match the billing address from the transaction. We've paid a bunch of stuff with them and, knock on wood, no issues.

Good to know!

 

[GlamMistress]

My CVS RMN $10 credit posted yesterday from my Monday gift card purchase. I was able to reload the offer this morning and then go straight to the store and get another gift card. Another immediate $10 pending. I'll be getting the rest of the giftcard offers tonight when I do errands.

 

[hsmamato2]

I don’t think it matters what link you use when signing up. My DD used a link thru Dischurners that was not a student card but hers is. And my sis was able to use my DDs link even though she is not a student to get a regular Discover.

Ok..... I'm confused. My DS tried for a Discover card today, and was denied.(boo,over the phone!) I thought they issued these to students(or student types) who are looking to build credit..... he input his p/t income as 8k per year....too low? What next, should we just wait 30 days and try for something else? he has been an AU on a couple of my cards for almost a year now....

 

[wendow]

My CVS RMN $10 credit posted yesterday from my Monday gift card purchase. I was able to reload the offer this morning and then go straight to the store and get another gift card. Another immediate $10 pending. I'll be getting the rest of the giftcard offers tonight when I do errands.

None of mine that I did this past Monday have moved from pending to payable. In fact, I have $5 from the last Walgreens ($5 off $50) still pending from 9/7

 

[wendow]

Ok..... I'm confused. My DS tried for a Discover card today, and was denied.(boo,over the phone!) I thought they issued these to students(or student types) who are looking to build credit..... he input his p/t income as 8k per year....too low? What next, should we just wait 30 days and try for something else? he has been an AU on a couple of my cards for almost a year now....

What reasoning did they give for the denial? My dd put an income of 3k, and was instantly approved.

 

[GlamMistress]

None of mine that I did this past Monday have moved from pending to payable. In fact, I have $5 from the last Walgreens ($5 off $50) still pending from 9/7

I was stunned mine posted so fast. I bought the giftcard at like 8pm Monday night. I had the money last night.

 

[Albort]

Ok..... I'm confused. My DS tried for a Discover card today, and was denied.(boo,over the phone!) I thought they issued these to students(or student types) who are looking to build credit..... he input his p/t income as 8k per year....too low? What next, should we just wait 30 days and try for something else? he has been an AU on a couple of my cards for almost a year now....

have u run his credit report? came out clean?

 

[wendow]

I was stunned mine posted so fast. I bought the giftcard at like 8pm Monday night. I had the money last night.

That is really fast! I did mine Monday afternoon. Hopefully we see a mass of pending money start becoming payable soon. I'd definitely like to do these again!

 

[jhoannam]

Well I've had a busy morning so far. One of the things I got accomplished was booking my flight to Barcelona for August! The flight I wanted was already gone on the super saver fare (or whatever American calls it) so I took my second choice and booked two Main Cabin Extra seats for $69 each. With tax the two tickets were 60,000 American miles and $149.

Now another week wait for the return booking! #ThanksBarclays

How long did it take for your Barclay points to post to AA?

 

[vanjust14]

Ritz free nights are now in P2's Marriott account, even before statement close. I did always like that about the Ritz card. I recall when I had mine last year, I got the free nights while the transactions that put me over MSR were still pending. Wild stuff.

So it's 2 free nights up to 60k/night, which if I remember correctly covers quite a large footprint up until Marriott does all their category changes next year. I'll have to do some research!

I wish I had gotten a Ritz card while I still had the opportunity! I will be staying at the Ritz Carlton Grand Cayman in April for 60,000/night. Could have really used the additional free nights!