DVC has said it is allowing points to go back to their original use year. If you're using current use-year points or borrowed points that works out fine. However, DVC has also said, so far, that banked points used for reservations will still expire with the use year because they are concerned about the supply of points that would be pushed to the following year. I think that any banked points that expire as a result of the CoVID 19 closures should become available the following year. DVC rents, on a cash basis, any rooms that are not reserved within a 60 day period, I think that if DVC were to allow the points to carry over to the following year, they would be used by the members for extended vacations, or room upgrades. I think that, at this point, they are talking about letting those points expire because they do not want members using points where they could be selling for cash. I hope that it's not the case, but I believe it is. Remember, DVC does not pay the maintenance fees on unsold inventory, and because of the closures, they will likely not have to contribute as much, if any, to repairs. If you haven't, please read your contract and see exactly where your maintenance fees are going and how DVC has arranged for them not to pay the maintenance fee on the inventory they own. Hopefully this will all end soon, and everyone here will be safe. However, those of you who will lose the banked points that you made a cancelled reservation with, need to be taken care of as well. Yes, I have two reservations made with banked points that will expire this year if they do not re-open, so I'm hoping that they do not simply allow the banked points that have been paid for to simply disappear. Option 2: Refund the maintenance fee for those banked points that are lost during the CoVID 19 closures. Take care. Be well. Keep your distance. Oh, and I think that coughing into your shirt is better than into your hand or elbow; and it's certainly better than nothing at all!