I am a frequent renter. We have 750 points, three contracts. As our kids have grown up and married, we use our DVC a bit less, but still two or three times per year. The points we don't need, we rent out. You are welcome to PM me and we can trade info. I am happy to advise. I will tell you this... my renters love that they can find me and my real estate businesses online. I do things by the books and require a signed contract by both parties. They communicate with me by text and even better, by phone. It's usually easy for my renters to get comfortable. But there is, at the end of the day, still a trust factor. I can't state that you will always know for sure if someone is scamming you, as they get more sophisticated all the time. But most of the time, if you vet an owner by talking to them and understanding their process, you will be OK.
Again, we are not allowed to exchange our personal information here. Nor can I share details of my rentals on this forum. I try to be very respectful of the DisBoards' rules. But head over to the DVC Rental forum and you will find my listing. Or PM me through the DisBoards PM function and I can help you. Even if I don't have the points to accommodate you, I can definitely be a guide to you. Love to support this awesome community.
Cheers