I think you’ve already decided to double up one resort and that’s likely best.
Smaller contracts are harder to use for a few reasons. We have a smaller BWV contract that typically we always use more than 1 year of points for a stay and reservation changes risk leaving dangling points. It’s harder to manage than our bigger contract which has more room to pivot. It gets tricky - say you have 8 points left on ‘23, use all of ‘24 and borrow 5pts from ‘25. If you need to drop a day or you found availability to change to lower point view, you can bank those extra points from current year but now a wrench has been thrown in to the alternate years plan. It’s easier to shake it out if you like split stays. How confident are you that won’t change in the future though. Walking is harder on smaller contract too when you’re trying for weekdays or lower point months. You’ll need more points to walk than your reservation, which goes back into the first tricky issue. Paying the small contract premium is worth it but could become regrettable if you later decide you need to add on, or start combining contracts at 7 months due to running into dangler issues. If you have AKV and want ~100pts more at CCV or BWV, I’d not get less than 50pts at either and more likely would pick just one while looking at 100-125pt resales.