I was surprised as well. I'm going to get on a call tomorrow to verify. He stated he didn't know how long that option would still be available so he recommended moving fast. Initially, I thought it was just a sales tactic until he explained the 2023 points. There may still be disconnect on the use year I am requesting so we will see.
Thanks for the explanation on the closing costs. My head is spinning with all this data and I couldn't find the right term!
I know the timing works better to wait until June for me getting the cash together but if I can get free points I wasn't expecting I think it's worth the effort.