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  1. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    You could do either, call or SM. But I'd check how much you spent within that period first. Chase has lowered the usual limit to $1,000 for most of these targeted bonus categories lately. Since most of your spend is in those categories, you probably maxed out before the end of the promotion. I...
  2. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Good to hear. Since your pending charges came through as travel I expect they'll ultimately post as the hotel too. 🤞Enjoy the trip!
  3. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Not as cool as @platamama but I got a bit of diamond ring today. Giant cloud moved in right at totality so no clean shots. I hope everyone's eclipse travels work out today!
  4. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    The Chase Freedom also has Hotels as a category - EARN 5% CASH BACK AT AMAZON.COM, HOTELS AND RESTAURANTS Forgive me as I haven't been to the parks in a while, but do Magic bands not charge back to the room now? Used to all roll up as a room charge so I'd think your transaction would fall...
  5. miztressuz

    Updated Disney Gift Card Deals and More

    Unless it's a closely guarded secret that's so underground I can't find it, haven't been able to use anything but Cash in store to reload. I've asked a few cashiers/GS reps and they say there isn't an option to accept the card reader when reloading. Now, I've only tried a few times so it's not...
  6. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Happy to be surprised that this worked! Way to be the DP you wanted to see! Very helpful. FYI @mds88 and @dawgs_do_disney , how did your test charges go?
  7. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I had that happen on my IHG card before too! I found an email that had the offer details eventually. There is just nothing remotely helpful on that screen to deduce what the offer may be. Looking at the terms I see "... at or above the specified target..." Specified where ?!? Seemed to have...
  8. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Yes, but you most likely have the HBO Max offer already enrolled on those cards. I can't wait for 6/30 to roll around (last day to enroll in the HBO one) and hopefully something good will take it's place. Or you may have had an offer that expired mid month. Or it just may not have updated yet...
  9. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I don't know about the phone number, I haven't used that in forever, but you can still use your wallet barcode without using your gift cards. In the app, if you toggle off all the payment options in the wallet, then scanning the barcode just applies the circle offers. So if this is a new process...
  10. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    If she keeps the no AF version, there's no real reason to cancel after a year. Especially if Disney is a routine use i.e. regular trips or shopdisney purchases. As for the credit score, having multiple types of credit helps the most but just having more credit available and using it...
  11. miztressuz

    Target Reloadable RedCard

    Either would work. With the Reloadable you just have to have the money in the account before you purchase. You can fund from your bank, setup direct deposit, or add cash in store. With the linked debit card, they do an electronic funds transfer from your linked checking account which, IME...
  12. miztressuz

    Target Reloadable RedCard

    I haven't seen an offer where the rebate is mailed. The current one is a credit to the account within 30 days. When I did it, the $50 credit applied to my account within 3 weeks (about 21 days) of the $50 charge.
  13. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    I'm going to guess no. I haven't done a package in years but I believe they still do come through as the Disney travel company which is unlikely to be coded as a hotel. It's a travel agency so counts as travel, but specifically hotel, probably not. There's a description of the categories in...
  14. miztressuz

    Updated Disney Gift Card Deals and More

    Correct, it's back to 479.99 online. $500 for 479.99 $100 for 96.99 $50 48.49 $25 for 24.49 $150 ($50, 3 pk) for 144.99
  15. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Changing your card number doesn't change the account, and wouldn't affect your age of accounts on a credit report. Otherwise every time you have fraud and have a new number issued, you'd have a "new" account age, which doesn't happen. Even changing from a CF/CFU Visa to a CFF Mastercard doesn't...
  16. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    The rep may actually be right? This is a question that gets many answers but there are some DPs of getting the benefits at booking as long as the account is still open at the time of travel. I've seen it a couple times, just hard to search for... And after searching I cannot find the other...
  17. miztressuz

    Updated Disney Gift Card Deals and More

    OMG after years they updated the screenshot restrictions! I honestly haven't tried for a few versions but indeed I can take screenshots of the offers in the Android app now. Everything else in the app saves a black screen instead of giving the 'screenshots restricted' warning. But at least I can...
  18. miztressuz

    Updated Disney Gift Card Deals and More

    I have 2 new Chase offers 10% off Staples.com valid online $17 max Expires 4/30/24 On all purchases until max has been reached. 10% off Home Depot valid online $54 max Expires 4/14/24 ONE PURCHASE only. I'm looking in the app right now and Chase doesn't allow screenshots. Seeing them on a...
  19. miztressuz

    Updated Disney Gift Card Deals and More

    Happy Pi day! BoA has a BankAmeriDeal for $3.14 cashback after spending $20 or more at Marcos Pizza Hardee's Carl Jr's Lidl HomeGoods QuikTrip Expires 3/17 (side note: What a random batch of establishments. Do Carl Jr's/Hardee's sell pie? I haven't lived near one in ages but I only...
  20. miztressuz

    I love credit cards so much! v6.0 - 2023 (see first page for add'l details)

    Audible has been removed for a few months now, since Oct 2023. If you're still being credited that's a nice bank error in your favor and may not want to rock the boat. https://www.doctorofcredit.com/american-express-platinum-240-digital-credit-explained/




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