We recently purchased one of the last point packages available for the Boardwalk(according to our guide) directly from Disney. While it WAS the right decision for us to purchase, some folks would just rather "rent" the points from other members to get nicer accomodations for a trip or two, for about the same amount of $$ as a moderate resort. I sure wish I had a clue about renting points for the 6 or 7 trips we took to WDW before purchasing! I, along with several people on the DVC rent/trade board, will have extra points this year, so check out that board if you think renting may work for you. I would be happy to share any info I have, as would most of the posters on that board. They are very knowledgeable! Hope to see ya there!