Hi everyone! I'm new to this thread and really want to hop on this for future travel. I'm tempted to apply for the Citi Premier as it's now at 80,000 points SUB, but not sure if that's the best play. P2 (DH) also rec'd an offer in mail for Delta Skymiles Platinum Amex with 85,000 miles SUB - tempted by this for annual main cabin companion cert + lounge access for a fee.
Here are my details from the stickies on page 1:
No new credit card applications in last 24 months for me or P2
Current cards (currently P2 is just authorized add'l on both of these):
06/09 - AMEX Delta Gold Skymiles (use for Delta flights and used to be able to get lounge access, but no more)
11/01 - US Bank FlexPerks Travel Rewards Signature Visa (currently we put anything and everything we can on this card and pay in full each month)
- What amount of spend would you put on a card monthly? average $5,000/mo
- Do you currently payoff your CCs in full every month or do you carry any balances/pay any interest? Currently pay in full every month
- What airport(s) do you typically fly out of? Minneapolis St. Paul (MSP)
- Do you have a preference of Frequent Flyer program? Primarily Delta Skymiles
- Does SOUTHWEST Airline service your airport? Yes, but no nonstops so I rarely fly it
- Do you have a Hotel Rewards program preference? Not yet, but would likely be Marriott as I seem to gravitate towards those properties. Open to changing though to maximize points potential (received Hilton offer in mail for Hilton Amex Surpass card for 130,000 points SUB - good idea?)
- Do you currently have travel points or miles in any program? Delta Skymiles: 121,057 miles (been saving these up); US Bank FlexPerks: 127,578 reward points (redeem often for flights)
- What at your specific goals for churning credit cards? Free/reduced travel; premium upgrades (first or business vs main cabin)
- When do you plan to take these trips? a couple years down road for bigger trips: Alaska 2024; potential African Safari 2026 (might push out); Paris 2027
- Who does your travel party consist of? Spouse; Paris would include sister and 2 nieces
Appreciate any guidance!