I'm not sure if policies have changed yet again or I am getting wrong information, but I just got off the phone with two different people at Wilderness Lodge, and they both told me that according to policy, you can sit in the Lounge area, and order from either menu and use Quick Service credits. She said the difference between the two menus that you see on the Disney website ("Lounge" and "Lunch and Dinner") is that the Lounge menu is served longer, until midnight. The other menu stops at 10 pm. I asked her in different ways, mentioning the walk-up counter, and she said she double checked the policy and that you can sit at the tables there and use quick service credits, including ordering your drink from the lounge menu and everything. I have never eaten here before, but we will be down there in about 25 days, and it is our plan for our resort day to eat lunch here. So then, I can test it out and see what the deal is!