While your points theory will work, I have to warn you about addonitis. The more you go, the more you want to go and the more points you have, the more you'll "need". We've added on a couple of times and have never regretted it. I am anxiously awaiting the announcement for CRV, being able to stroll over to MK in the evening and not have to worry about transportation is very appealing. So be prepared to start thinking of ways to raise extra cash in order to get more points!!
As to location, my husband and I are get up and go people also. BWV is perfect for us. We stay at other locations when we have to but BW is the place we want to be. To be able to stroll around the lake, walk over to the Dolphin for dinner and a game of mini-golf, walk to MGM or Epcot or just sit on the Boardwalk and have a sampler at the brew pub is priceless to us. Many mornings I get up early walk the loop around the lake, over to the Swan and Dolphin and then over to MGM just for the exercise. It is just lovely in the morning. And again, not having to worry about transportation is a big plus. SO, I personally can recommend BW, we just love it.
Good luck in whatever you decide to do.
As to location, my husband and I are get up and go people also. BWV is perfect for us. We stay at other locations when we have to but BW is the place we want to be. To be able to stroll around the lake, walk over to the Dolphin for dinner and a game of mini-golf, walk to MGM or Epcot or just sit on the Boardwalk and have a sampler at the brew pub is priceless to us. Many mornings I get up early walk the loop around the lake, over to the Swan and Dolphin and then over to MGM just for the exercise. It is just lovely in the morning. And again, not having to worry about transportation is a big plus. SO, I personally can recommend BW, we just love it.
Good luck in whatever you decide to do.