All VGF expires 2064. SSR expires 2054.I heard that the new VGF contracts have 2070 expiration dates - can anyone confirm?
The dues are very close, which is why I initially was drawn to them. Initially I would have said SSR, but with the VFG incentives it has me thinking between the two of them. I no doubt like VFG more, but the analytical part of my brain is having a hard time getting over the price difference....
It depends what you want, what you buy, how you’re able to use it, and what you may get should you exit down the road. There are differences. They can be little to great. It’s not automatically $20k increase for nothing.
Enter at your own risk lol:
I did not want Saratoga Springs at $90pp or whatever it goes for, spending this kind of money to settle on something that might bring us frustration/regret instead of joy/excitement. It’s a gamble I’ll find out the answer in 20+yrs when I looking back at our actual experiences and comparing salvage values.
Our direct cost is $3.93pp/yr buy-in with $7.33pp dues and priority to stay somewhere we truly enjoy. I bet on direct being the best value over time. SSR is about $3pp/yr with $7.86 dues. It’s ~$75/yr difference on our 150pts. TVM could be applied to the price difference, though even a high estimate wouldn’t double that. There’s the future unknown of salvage value (and dues) changing that difference up or down. What does it get? Could be more choices, discounts and perks. Easy to live without. Nice to have especially if it ends up near the same cost.
SSR is great because the smaller outlay can make DVC possible. Accessing deluxe rooms for $200/nt is fantastic. That’s exactly what I should’ve done years ago in stead of hemming and hawing. But today I felt VGF direct had the best value.
The DVC landscape will continue changing, we have clues but don’t know precisely how. I know someone who bought SSR resale when BLT went on sale and later kicked themselves. They compromised on what priorities they got with their points and lost out on BLT payday when they later sold. BLT would’ve ended up cheaper and more enjoyable.
That's a concern I keep coming back to. I'm expecting this could likely be the last opportunity to buy direct on an active sale that won't hold those resale restrictions. That could be a big deal for holding value.VGF direct is very possibly a last opportunity to buy direct without being encumbered by resale restrictions should you ever decide to sell.
I know it's confusing with the DIS name (can't be changed) and Stitch avatar, but I do not own PVB.So.. I have to ask.. do you own Poly as well or is your name fake news?
That's a concern I keep coming back to. I'm expecting this could likely be the last opportunity to buy direct on an active sale that won't hold those resale restrictions. That could be a big deal for holding value.
Especially as expirations start drawing near, the options that are left to trade into with resale.
SSR ‘54 - 14m, OKW ‘57 - 7.7m, AKV ‘57 - 7.4m, BLT ‘60 - 5.7m, VGF ‘64 - 4.5m, Poly ‘66 - 4m, CCV ‘68 - 3.3m.
When 2040 approaches, what is availably like at 7 months. I’m sure we’ll be thrown some curveballs along the way. Copper Creek is likely to have alot more value than OKW.
Yeahhh I agree with this. I was calculating the difference in the cost of passes and between the incredipass and sorcerer pass its a 458 dollar difference per person. If you don’t plan to go during Christmas/Thanksgiving that’s a pretty nice perk that adds up over time especially if you have more kids down the line. I know the perks aren’t guaranteed as shown by the recent 1.5 year pause on annual pass sales but they sure are nice.You can definitely save money with SSR resale and I agree starting with lower costs is a smart move. The only catch on SSR resale for SAP as a starter contract is whether you plan to visit more than once a year. I was very intrigued by SAP resales until I did the math on tickets.
When you go twice a year, say with a 4-day park hopper, with 4x people it comes out to around $5500/yr for those two visits. Sorcerer APs renewed for 4x comes out to about $3200. Incredi APs renewed comes out to around $5000/yr (obviously these AP prices are current and should be expected to increase).
So saving $10K on SSR resale will be eroded if you're going more than once a year and decide to start buying APs. You'll be limited to Incredi without blue card. Sorcerer vs Incredi renewals is about $1800/yr savings for our family of four. In 5.5 years we'd wipe out the $10K savings and with 40 years left on VGF I expect we'll do that enough.
Now if you really stick to once a year, no APs in the future plans, then yes, I'd say SSR resale for SAP is the way to go. If you plan on the possibility of 2+ trips a year, then VGF direct for SAP provides cheaper AP options down the road.
Congratulations!I appreciate the input from everyone. We pulled the trigger on VGF. I was able to get a September UY which is what we needed for our travel habits, and my guide was able to get approval for them to do MB on 2022 points, so we will be receiving 2023 points in 10 days. All in all I am excited!
Congratulations and welcome home!I appreciate the input from everyone. We pulled the trigger on VGF. I was able to get a September UY which is what we needed for our travel habits, and my guide was able to get approval for them to do MB on 2022 points, so we will be receiving 2023 points in 10 days. All in all I am excited!
Welcome home! Now that you’re a member I hear Epcot/Crescent Lake is nice this time of yearI appreciate the input from everyone. We pulled the trigger on VGF. I was able to get a September UY which is what we needed for our travel habits, and my guide was able to get approval for them to do MB on 2022 points, so we will be receiving 2023 points in 10 days. All in all I am excited!
Good thing I will be at Boardwalk on Saturday....Welcome home! Now that you’re a member I hear Epcot/Crescent Lake is nice this time of year
Just on one aspect here, but I suspect that kinda of SSR deal could be captured again down the road. The VGF sale right now though, we already know those prices go up in a week.I'm in a very similar situation. I have my 200 points @ 86pp SSR resale contract that I only signed 6-7 days ago. But the incentives for direct VGF is so incredible right now. I would love to buy both and have direct UY match the resale UY but that is not in the cards for us right now. Also, I would only be able to afford 150 points at VGF direct.
I don't know what to do. I could still cancel the SSR resale in the next 3 days and get my full deposit back if I wanted to do direct. But my goodness, 86pp SSR is a great deal.
Extra info:
-We are a family of 5 with the youngest kiddo being 2.
-We fly to Disney 1 time a year and stay for 1 wk. We rely on Disney transportation throughout our stay. (this could change as the kids get older)
-I love the idea of being able to stay at any resort on property old or new
-From the great info I got from DVC Availability Tables — DVC Field Guide, it looks like VGF usually has resort studios available at the 7-month out mark.
- We are going in Jan 2024 to Disney World and we would love to use our points for our stay. (I know that the only thing still available this late in the game is SSR 1 BR or some kind of split stay.) But I have heard if you buy direct, MS may be able to work a little magic and get us in for a non-split stay.
What are your thoughts? Help this crazy lady. I feel like a hamster on a wheel.
200 SSR at $86 will still beat the price of 150 VGF. It just depends on what you think you want for the future.I'm in a very similar situation. I have my 200 points @ 86pp SSR resale contract that I only signed 6-7 days ago. But the incentives for direct VGF is so incredible right now. I would love to buy both and have direct UY match the resale UY but that is not in the cards for us right now. Also, I would only be able to afford 150 points at VGF direct.
I don't know what to do. I could still cancel the SSR resale in the next 3 days and get my full deposit back if I wanted to do direct. But my goodness, 86pp SSR is a great deal.
Extra info:
-We are a family of 5 with the youngest kiddo being 2.
-We fly to Disney 1 time a year and stay for 1 wk. We rely on Disney transportation throughout our stay. (this could change as the kids get older)
-I love the idea of being able to stay at any resort on property old or new
-From the great info I got from DVC Availability Tables — DVC Field Guide, it looks like VGF usually has resort studios available at the 7-month out mark.
- We are going in Jan 2024 to Disney World and we would love to use our points for our stay. (I know that the only thing still available this late in the game is SSR 1 BR or some kind of split stay.) But I have heard if you buy direct, MS may be able to work a little magic and get us in for a non-split stay.
What are your thoughts? Help this crazy lady. I feel like a hamster on a wheel.
We go any time of year except in the summer. We went in summer once and NEVER again. It was so hot and the food didn't taste as good (could have been the heat) and a vast majority of the CMs were rude (could have been the heat as well). We never have had an experience like that before in DW.VGF won't be available for a welcome home booking so if you want a VGF resort studio for January I wouldn't weigh that too heavily in the final decision. I am sure MS could find you something, but not VGF or VGC.
I know you mentioned an annual week long vacation, but is it always the same season? Big Pine Key is fully declared, but not completely sold out so the booking trends won't really be accurate when all the VGF points are sold. There are 202 resort studios so there is definitely a lot of studio inventory, but it may be harder to book November to December and some holidays without home resort advantage. There are actually weeks in April and May that weren't completely open in the 7-11 month window this year in a standard view resort studio.
Relying solely on WDW transportation at SSR would get tiring, but buying SSR points doesn't mean you will always stay at SSR. Do you think you want the walking path to MK? Will you over the years travel to WDW more than once a year and want access to the discounted Sorcerer Pass?
You're not crazy at all! It's a very hard decision.