We typically stay at values or offsite but if AKL is an option at $100/night... I’m in.
It's important to remember that MFs represent the vast majority of the "cost" of DVC and those MFs have no relation to your buy-in price-per-point.
Obviously, getting a better price for your initial outlay saves some more $, but consider this:
Let's say you don't care about Savannah View and don't plan to travel in Magic or Premiere season. In that case you could probably get by with 100 points for a week-long stay per year.
MFs are currently $7.67 for AKV (that will continue to rise over the years, but I'll use that figure for now). If you purchase 100 points at current resale prices (I'm going to arbitrarily use $110 per point, which is perhaps even a bit on the high end right now), initial cost would be $11,000 plus let's add $500 closing cost... so call it $11,500.
Oversimplifying things slightly, but you'll be getting enough points to stay 7 nights/year for the next 36 years or 252 nights. Dividing out your initial cost by 252 nights comes to around $45/night.
But you also have to figure in the annual MFs. 100 points x $7.67 = $767 per year. So for those 7 nights each year, the MFs add another $109 and change per night.
So, even if the cost of resale contracts goes to ZERO, the average cost per night won't really be $100 or less.
At current resale prices, the cost per night in my example is in the neighborhood of $150. Not bad in my opinion for Animal Kingdom.
My point is: if prices for resale contracts drop in half, you would save about $20-25 more per night off of an already decent rate. Even if you got the contract for free, you'd only be saving about $45/night because the majority of your total cost comes from MFs.
Bottom line: lower resale contract prices will save you money, but because MFs are not tied to the contract cost and will only continue to rise (and as I said, represent the majority of your total cost), those savings are not substantial if you're looking at it from a cost per night perspective.