I am enjoying the off-topic banter. I do not like IPAs. I miss cheap Vegas. I am a fan of smaller, simpler weddings.
To stay quasi on-topic, even though I might no longer meet the OP’s definition as I’m now an empty nester, I do still follow a lot of the same techniques to save money for vacations.
- Delta CC. I use both the miles and the companion certificates. Pay off the card each month. Also I use SkyMiles shopping to accrue extra miles. I make sure to use the miles for flights that are a good value, such as taking my mom and I to Rome and London in the off-season vs. Orlando for roughly the same miles.
- Disney Giftcards. I work to collect giftcards both at a discount, through offers (watch the thread) and I also convert awards from my employer to CG. Disney movie rewards also.
- Timing Your Travel. Not just Disney, but most everywhere. Being flexible can save a lot of money. When my kids were in school, we would go to Disney during our fall break here in October as it was a cheaper time than in the summer. With Vegas, sometime shifting your dates by 1 week can make a huge difference in hotel costs because of conventions.
I do make over 100K, but I’m also driving a 10 year old car and have a very reasonable mortgage. I plan to keep the car for several more years as to replace it would be around 60K and I’m pretty attached to it plus I only drive around 5K miles a year.