I'm feeling extremely broke this week too. We are a few years ahead on home loan (like 8! Lol! ). But I really don't want to touch that. Bloody unexpected medical bills though!
. Chiro for me and speech path for DS1 and suddenly we are on bread and water for the next 11 months!
I feel your pain with speech pathology... currently paying $105 a week for that at the moment (except for those first couple of visits that weigh in at $240 for 'assessments')... sigh! I need to look up how much we can claim back on health insurance, if anything at all. You could be out of pocket thousands in a year and the HE company will graciously write you a check for your full $24 or whatever it is, lol.
And I feel your pain with Chiro too, incidentally. Many years ago I trained in Chiropractic. I dropped $60,000 on that degree, but found it way too political and sales-driven to suit the kind of person I am, so walked away at the last goal post. At least I can 'crack' hubby's back though eh, even if I can't give myself free adjustments
$60,000. That's like two massive "once in a lifetime" trips to WDW (WITH a cruise)
The last $33,000 of my student loan was paid in one lump sum three years ago when we sold our NZ house and bought here. That was a sad day, that was!
I don't like to concentrate on the 'hows' of paying for these trips. We are ahead on the mortgage too, though if we keep taking trips like this we won't get more ahead and that feels somehow wrong. But for this trip anyway, I have my head firmly in the sand and I am not thinking at all of the 'hows' when it comes to the budget
That's when the little angel on my shoulder (could only be an angel
) reminds me that life is short and our time here isn't to be taken for granted, and I'm making memories with my children, and blah blah blah whatever justifies it!!