MrsCobraBubbles
Life's too short to wear pants all the time
- Joined
- Jul 24, 2013
I updated for anyone who wants to know what happened. Unfortunately I was right, he is going to punish me over the loan. Way to kick me when I'm down.
I need some advice from people with experience dealing with a deadbeat ex-husband (or ex-wife). He does not pay support, there is no support ordered because he is working under the table and he is clever, my lawyer advised me not to go after anything because he is skilled with hiding his money and it would cost me a bunch of money to chase after him. He also has had no contact with the kids for 2 years, it will be 2 years on September 29.
So anyway, we had a joint line of credit on our house. The house was in his name only but my name was on the line of credit. He moved and changed his phone number after we separated so the bank came after me to pay the line of credit because they couldn't contact him. I have been paying on it for 2 1/2 years, I had it paid down to about $2,000. Got a letter today that says the loan was paid.
I know he sold the house, he sold it in June but I think everything finalized last month. To answer any questions about the house: yes, by PA law I am entitled to half of the value of the house, but his realtor contacted me and told me that the tenants that he put in the house after the kids and I left trashed it. I don't know how much damage they did, he wouldn't allow me in to see it when he listed the house, but I know that he was planning to list it for less than 1/3 of it's value. Two lawyers advised me not to go after the value of the house either, for two reasons; because he was selling it for so little and the burden would be on me to prove that it was worth more than he was selling it for, I would have to pay at least $500 for a property assessment and then more money for court costs and lawyer fees if I wanted to fight for it, and because it might anger him and then he might fight me for custody of the kids. It was worth it to lose thousands of dollars to know that my kids are safe from him (he was abusive).
If you read through all that backstory, thanks My question is: did he pay off the loan or was it paid by the buyer? How do I find that out? I just checked online but the newest bank statement doesn't have this payoff on it. I will call the bank tomorrow to see what they can tell me, but meanwhile I'm a bundle of nerves wondering what is going on. He has never in his life done anything nice without expecting something in return, so if he had to pay it he might feel entitled to start harassing me again. I just want to get ahead of him, I don't like surprises. I also don't want him to try and claim that this money was support money. When he was selling he tried to get me to sign something saying that if he paid the line of credit out of the proceeds of the house that it would be considered child support. I refused. In my current situation, $2000 is a lot of money and I want to be grateful for this blessing but instead I'm worried and scared. Any help with this is appreciated!
Oh, and I know stuff about the house and the sale because it's a small town, everybody knows everybody else's business here and his realtor (who is his cousin) fed me some info because she felt bad for me and the kids.
I need some advice from people with experience dealing with a deadbeat ex-husband (or ex-wife). He does not pay support, there is no support ordered because he is working under the table and he is clever, my lawyer advised me not to go after anything because he is skilled with hiding his money and it would cost me a bunch of money to chase after him. He also has had no contact with the kids for 2 years, it will be 2 years on September 29.
So anyway, we had a joint line of credit on our house. The house was in his name only but my name was on the line of credit. He moved and changed his phone number after we separated so the bank came after me to pay the line of credit because they couldn't contact him. I have been paying on it for 2 1/2 years, I had it paid down to about $2,000. Got a letter today that says the loan was paid.
I know he sold the house, he sold it in June but I think everything finalized last month. To answer any questions about the house: yes, by PA law I am entitled to half of the value of the house, but his realtor contacted me and told me that the tenants that he put in the house after the kids and I left trashed it. I don't know how much damage they did, he wouldn't allow me in to see it when he listed the house, but I know that he was planning to list it for less than 1/3 of it's value. Two lawyers advised me not to go after the value of the house either, for two reasons; because he was selling it for so little and the burden would be on me to prove that it was worth more than he was selling it for, I would have to pay at least $500 for a property assessment and then more money for court costs and lawyer fees if I wanted to fight for it, and because it might anger him and then he might fight me for custody of the kids. It was worth it to lose thousands of dollars to know that my kids are safe from him (he was abusive).
If you read through all that backstory, thanks My question is: did he pay off the loan or was it paid by the buyer? How do I find that out? I just checked online but the newest bank statement doesn't have this payoff on it. I will call the bank tomorrow to see what they can tell me, but meanwhile I'm a bundle of nerves wondering what is going on. He has never in his life done anything nice without expecting something in return, so if he had to pay it he might feel entitled to start harassing me again. I just want to get ahead of him, I don't like surprises. I also don't want him to try and claim that this money was support money. When he was selling he tried to get me to sign something saying that if he paid the line of credit out of the proceeds of the house that it would be considered child support. I refused. In my current situation, $2000 is a lot of money and I want to be grateful for this blessing but instead I'm worried and scared. Any help with this is appreciated!
Oh, and I know stuff about the house and the sale because it's a small town, everybody knows everybody else's business here and his realtor (who is his cousin) fed me some info because she felt bad for me and the kids.
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