I love credit cards so much! v3.0 (see first page for add'l details)

[Wiltony]

Just wanted to follow up on my post from quite a few pages back. I decided to try to go for the Southwest companion pass with an early 2021 qualifying date so I can use it through 2022. I just applied for the business card with the 70k point bonus (and 100k if I can spend quite a bit more). I didn't get an insta-approval, it just said "we need to review your application and will get back to you" or something like that. Is that a bad sign?

I'm hoping to see a >50k point promotion for their personal card soon (I know they recently had a 65k one), which I'll jump on for the remaining points I need. It's at 40 right now, so I'm waiting. Is anyone aware of their historical trends for these promotions? Curious how long I'll need to wait.

Any other advice is appreciated!

 

[becauseimnew]

Hey everyone... We got back from 5 night trip to Orlando. We stayed 1 night a Marriott Element because we had a super late arrival then moved over to the Hard Rock the next morning, we checked in at 7AM for our 4 night stay and to our surprise our room was ready.

We had a wonderful time but all agreed that 5 park days was 2 too many, specially with Express Pass. We rode everything multiple times (I don't think we waited more than 20 minutes for anything), even managed to ride Hagrid's about 8 times. They used the virtual line for Hagrid's all 5 days, love that they release the virtual passes in batches throughout the day so we were able to ride multiple times a day.

We loved the HRH and the proximity to the parks. We thought about upgrading our passes to AP and returning after the new Jurassic coaster opens but we weren't ready to spend another $400. So happy with our experience. Now lets keep our fingers crossed that we didn't bring COVID back home.

 

[havaneselover]

Hey everyone... We got back from 5 night trip to Orlando. We stayed 1 night a Marriott Element because we had a super late arrival then moved over to the Hard Rock the next morning, we checked in at 7AM for our 4 night stay and to our surprise our room was ready.

We had a wonderful time but all agreed that 5 park days was 2 too many, specially with Express Pass. We rode everything multiple times (I don't think we waited more than 20 minutes for anything), even managed to ride Hagrid's about 8 times. They used the virtual line for Hagrid's all 5 days, love that they release the virtual passes in batches throughout the day so we were able to ride multiple times a day.

We loved the HRH and the proximity to the parks. We thought about upgrading our passes to AP and returning after the new Jurassic coaster opens but we weren't ready to spend another $400. So happy with our experience. Now lets keep our fingers crossed that we didn't bring COVID back home.

View attachment 541211

What a beautiful photo!!! I love UO. The first time we did seven days but last time we were there three days and I agree, that was long enough for me. We only got to ride Hagrid's twice. DS and DD are going with their dad and step-mom over Christmas so I need to make sure DD and her step-mom understand the virtual line.

 

[becauseimnew]

What a beautiful photo!!! I love UO. The first time we did seven days but last time we were there three days and I agree, that was long enough for me. We only got to ride Hagrid's twice. DS and DD are going with their dad and step-mom over Christmas so I need to make sure DD and her step-mom understand the virtual line.

The released passes right around opening and usually again around 11, 2, 4 or 6. If they ask the CMs at Hagrid's they'll tell them exactly what times they release the new passes.

 

[wanderlust7]

Huh. Waldorf refunded the deposits they charged for my Grand Wailea FNC reservations. Confused what the point was. But okay.

 

[IFlossU]

Weird Amex streaming credit dp. I only currently have one streaming service being billed to my CS platinum because I cancelled hulu. So my netflix charge showed up on 11/28 for $12.99 as did a $5.99 streaming credit (but there's no corresponding charge it is offsetting). I assume the Netflix credit will show up soon. ETA: $12.99 credit just showed up. So I got an extra $5.99 this month. Yippee!

I randomly received my $20 wireless credit on 11/28. No streaming ones though

 

[LilSweetPeaPhoto]

How's everyone's cyber Monday going? I just realized last night that I have to set up my mortgage for payment tomorrow. Ooops! I guess I've enjoyed the 2 mos off from paying it a bit too much, LOL.

In CC like related news....my BF had me order his LoveSac couch while he was out flying a few weeks ago. We put it on his new CFU. He's so cute in that he was excited for his $200 bonus and 1.5% back, LOL. Anyways since I ordered it I went on cashbackmonitor to see where the best place would be. Rakuten was 3% back...so I could have gotten about $160. But I saw AA was giving $1/mile. Figuring I can get to NC for about 9-12.5k one way I decided to go that route. Some might say it was a was a waste and I should have taken the money, LOL. Well I got the notice the 5400 miles posted. But also AA is offering a holiday bonus. If you spend $1k you get an extra 4k miles. So the BF is excited he got his Chase $200 plus 1.5% back and I got 9400 miles. It's a win/win, LOL.

I hate the age my kids are at (11.5/15). Christmas is so hard now, and I feel like I just keep checking all my discount shopping groups/sites hoping to find stuff to get them for christmas with no luck, LOL

 

[FreeDiningFanatic]

Did anyone get the Chase Marriott with 5 FNC bonus and have it post already?
After buying Christmas presents, I am now about $500 from MSR and wondering if I should wait until end of December to push out the expiration date on the FNC.

I too am near my MSR and wondering if anyone can shed some light here?
1. If issued in December 2020, when would the FNC expire?
2. Does expire mean they have to travel by that date or booked by that date?

 

[punkin]

I hate the age my kids are at (11.5/15). Christmas is so hard now, and I feel like I just keep checking all my discount shopping groups/sites hoping to find stuff to get them for christmas with no luck, LOL

It's a horrible age for presents. I'm at my wits' end looking for something for DNephew (13) that's not a video game (DH refused to "support his habit" lol). Anyway, I'm down to considering winter clothes (aren't I the fun aunt).

 

[havaneselover]

How's everyone's cyber Monday going? I just realized last night that I have to set up my mortgage for payment tomorrow. Ooops! I guess I've enjoyed the 2 mos off from paying it a bit too much, LOL.

In CC like related news....my BF had me order his LoveSac couch while he was out flying a few weeks ago. We put it on his new CFU. He's so cute in that he was excited for his $200 bonus and 1.5% back, LOL. Anyways since I ordered it I went on cashbackmonitor to see where the best place would be. Rakuten was 3% back...so I could have gotten about $160. But I saw AA was giving $1/mile. Figuring I can get to NC for about 9-12.5k one way I decided to go that route. Some might say it was a was a waste and I should have taken the money, LOL. Well I got the notice the 5400 miles posted. But also AA is offering a holiday bonus. If you spend $1k you get an extra 4k miles. So the BF is excited he got his Chase $200 plus 1.5% back and I got 9400 miles. It's a win/win, LOL.

I hate the age my kids are at (11.5/15). Christmas is so hard now, and I feel like I just keep checking all my discount shopping groups/sites hoping to find stuff to get them for christmas with no luck, LOL

It gets worse. DD 17 is getting gift cards and cash. She did mention her airpods were glitchy so she's also getting airpod pros with apple care. DS 15 only gets video game stuff. I can't even buy him clothes or shoes because he basically doesn't leave the house!

 

[amcc]

Any ideas for spending about $5 for the Amex streaming credit today? I usually do Amazon prime (been getting Flintstones for my son) but with all the digital credit they've been giving for slower shipping, I have built up $15 in credit there and I don't want to just blow it - would like to wait for a book sale. Spotify doesn't bill till December (but I will change that to the Amex now), I tried Audible but those books are EXPENSIVE! Disney/Hulu use up the rest of the credit. Where else can I buy a TV show or movie?

 

[LilSweetPeaPhoto]

OMG y'all weren't lying when it came to the AA barclay biz site. Please help me out as my payment for my 1st statement is due today....

When I go in it shows 2 accounts. The balances on both are different. And the minimum amount due is different. I have the 1 acct, 2 cards (one in my daughter's name, which doesn't show up on either accts, I've only used her card for $17). But both accounts show the same transactions. So do I have to pay both? I currently have payments set to both. 1 for $128 and 1 for $1000. It almost looks to me like I'm paying both the statement and the current balance....

Which do I pay, LOL? This is confusing AF!

 

[Albort]

I understand that but it's now in the form as a refund from uber so it may not be tied to amex any more that's why I need to know. I'd rather not have to go get anything with it tonight.

i believe this is correct. i think at @gottalovepluto tested this once when she got a refund back.

 

[afan]

Any ideas for spending about $5 for the Amex streaming credit today? I usually do Amazon prime (been getting Flintstones for my son) but with all the digital credit they've been giving for slower shipping, I have built up $15 in credit there and I don't want to just blow it - would like to wait for a book sale. Spotify doesn't bill till December (but I will change that to the Amex now), I tried Audible but those books are EXPENSIVE! Disney/Hulu use up the rest of the credit. Where else can I buy a TV show or movie?

Are you talking about the plat credit? I used it back in the spring to buy a few seasons of a BBC mini series and it credited.

i believe this is correct. i think at @gottalovepluto tested this once when she got a refund back.

That it's no longer attached to amex and I can save it to use with Dec?

 

[Albort]

That it's no longer attached to amex and I can save it to use with Dec?

correct... any refund should put it into a different funding... its similar to the old uber trick hack where you order an uber and cancelling it, it moves it from the expired credit account to another account that doesnt expire.

 

[CyndiLouWho]

I don't think that's right. I'm assuming you're referring to EA Play being included in Gamepass now? EA doesn't add the current Madden to EA Play until around the Super Bowl. There is a 10 hour demo for Madden 21 through EA Play via Gamepass, though.

However, I agree that unless you're playing on a Series X, Madden 21 is junk on the One X/S and Madden 20 is better and free to play through EA Play/Gamepass.

Most of that is not English to me but I think as long as DS can play both games, he'll be happy. And he was happy his Packers won last night.

 

[Haley R]

It's a horrible age for presents. I'm at my wits' end looking for something for DNephew (13) that's not a video game (DH refused to "support his habit" lol). Anyway, I'm down to considering winter clothes (aren't I the fun aunt).

I always liked gift cards at that age

 

[CyndiLouWho]

I hate the age my kids are at (11.5/15). Christmas is so hard now, and I feel like I just keep checking all my discount shopping groups/sites hoping to find stuff to get them for christmas with no luck, LOL

It's a horrible age for presents. I'm at my wits' end looking for something for DNephew (13) that's not a video game (DH refused to "support his habit" lol). Anyway, I'm down to considering winter clothes (aren't I the fun aunt).

Yes my DS is 11.5 and my niece/nephew will be 12 on Wednesday. Older niece is 14.5. The girls are easier than the boys, they both like makeup and art supplies. Older niece has loads of interests like sports and she plays a couple musical instruments. Younger niece is just an "I want" kid and continually adds to her wish list which she texts to me on a regular basis. Lol. DS and nephew, ugh. Neither actually wants anything. DS did mention a phone over the weekend (and I've already bought that) and Xbox games. Nephew is getting some Legos (which DS hates). I also got DS a couple Disney and Harry Potter things and a subscription to Universal Yum for snacks.

OMG y'all weren't lying when it came to the AA barclay biz site. Please help me out as my payment for my 1st statement is due today....

When I go in it shows 2 accounts. The balances on both are different. And the minimum amount due is different. I have the 1 acct, 2 cards (one in my daughter's name, which doesn't show up on either accts, I've only used her card for $17). But both accounts show the same transactions. So do I have to pay both? I currently have payments set to both. 1 for $128 and 1 for $1000. It almost looks to me like I'm paying both the statement and the current balance....

Which do I pay, LOL? This is confusing AF!

There is a "master" account and each card account. You should be able to pay just the master account and be ok. I'm assuming the master account is the higher total. At least mine was. Your daughters card probably needs to be set up so you can see it.

 

[platamama]

Just wanted to follow up on my post from quite a few pages back. I decided to try to go for the Southwest companion pass with an early 2021 qualifying date so I can use it through 2022. I just applied for the business card with the 70k point bonus (and 100k if I can spend quite a bit more). I didn't get an insta-approval, it just said "we need to review your application and will get back to you" or something like that. Is that a bad sign?

I'm hoping to see a >50k point promotion for their personal card soon (I know they recently had a 65k one), which I'll jump on for the remaining points I need. It's at 40 right now, so I'm waiting. Is anyone aware of their historical trends for these promotions? Curious how long I'll need to wait.

Any other advice is appreciated!

I also tried for the SW Performance biz card...13 days ago (this is the longest I've ever waited to find out about a card approval). I got the "review application" message too. I tried the status line but it says there is no application pending. I know I actually applied since I got a "we received your application" email, and notifications that Chase pulled my CR. When I searched on this thread, I've seen DPs that the card just shows up in your online account if it is approved. I haven't called because I don't actually want to talk to anyone, so I'm just waiting until I get a denial letter or the card shows up. Hopefully, others who have experienced this can add their experiences.

Yeah, the 40K signup bonus is not compelling unless you really need it. I would expect to see it come back up, but no idea when. My guess would be early next year, after Q4 results post for SW and Chase.

 

[becauseimnew]

Just wanted to follow up on my post from quite a few pages back. I decided to try to go for the Southwest companion pass with an early 2021 qualifying date so I can use it through 2022. I just applied for the business card with the 70k point bonus (and 100k if I can spend quite a bit more). I didn't get an insta-approval, it just said "we need to review your application and will get back to you" or something like that. Is that a bad sign?

I'm hoping to see a >50k point promotion for their personal card soon (I know they recently had a 65k one), which I'll jump on for the remaining points I need. It's at 40 right now, so I'm waiting. Is anyone aware of their historical trends for these promotions? Curious how long I'll need to wait.

Any other advice is appreciated!

I also tried for the SW Performance biz card...13 days ago (this is the longest I've ever waited to find out about a card approval). I got the "review application" message too. I tried the status line but it says there is no application pending. I know I actually applied since I got a "we received your application" email, and notifications that Chase pulled my CR. When I searched on this thread, I've seen DPs that the card just shows up in your online account if it is approved. I haven't called because I don't actually want to talk to anyone, so I'm just waiting until I get a denial letter or the card shows up. Hopefully, others who have experienced this can add their experiences.

Yeah, the 40K signup bonus is not compelling unless you really need it. I would expect to see it come back up, but no idea when. My guess would be early next year, after Q4 results post for SW and Chase.

Have you all checked:
Statements and documents—> Notices and letters