Thank you! Turns out I was denied for too many new accounts (even though I'm 4/24; there was some CIPping involved so maybe that had an impact??). Funny thing is, the denial was dated the same day as my application so I could've spared myself all the tenterhooks lol.
This is the first time we have thought insurance might be worth it. Does anyone know if the Carnival Barclaycard includes insurance? It looks like the Chase Ink Biz might be our best option among the cards we already have. I see that we would have to pay the monthly bill on the card plus a $100 deductible for a claim. Do we have to buy the phone on the card as well? Is it still covered if we buy from Amazon on a different card then just pay for monthly service on the Ink Biz card?
Cell phone insurance question...
We usually buy 'new' phones on Amazon or ebay in $200 price range, but DD15 has specifically requested an S20 FE in lavender for Christmas. I can get it for $549 on Amazon or $700 direct through AT&T (no trade-in as I'll be taking her old one and my 5yo S5 isn't worth much
Anyone know of any other offers I should look for?
Thanks, my DH has it because we usually visit Disney during his birthday month and using it there too . But if we end up cancelling Our next trips it’s nice to know we can delay the birthday gift.
My DH was denied a couple of weeks ago too. They didn’t like his business structure (sole prop) or his credit score (840)!
This is great! I would like to be Globalist for 2022. I hope they make it easy next year.
I did the same thing when DH applied a couple of months ago. How many biz cards do you have open?
Boooo. Yeah, I used SP too, but the reason given to me was due to "too many new accounts." Technically I fell to 4/24 just two days before applying; maybe I was too hasty. Your DH was told explicitly that it was due to it being a SP?My DH was denied a couple of weeks ago too. They didn’t like his business structure (sole prop) or his credit score (840)!
Did you apply as SP? I have three biz Chase cards currently. I could get rid of my 2nd CIC and it wouldn't really make a difference in my world, so I will consider that. Thanks for sharing your DP.
Went to add this to DISchurners and noticed that our friend @ibob52 had also stumbled on this and already shared it there so gotta give some kudos to him!!
This is great! I am Globalist this year and with the free breakfast, we have saved so much money. This Australia is moved to 2022, being Globalist at the Park Hyatt would be great. I’ll have 20 to start so 10 more shouldn’t be hard.
Back from WDW! I booked 6 nights at POR for 5 of us over a year ago, for thanksgiving week, with AA miles. Recap: When I found out that POR was not opening, I called disney twice to see what would happen but they couldn't/wouldn't do anything because I booked through AA. I knew contacting AA was going to be useless, and it was. They could only refund the points, but there were no more disney hotels to book through their site. So I put it off so I could think about it. Considered going to universal instead. Emailed disney guest services just to see and they transferred it to their "wholesale" dept. They were great and upgraded us to SSR, 2 bed villa.
It was fabulous! It was not a refurbed room, and it was still fabulous. Loved the resort. Now I wish I booked longer because we needed a few extra days.Having a kitchen and laundry is a game changer.
Parks were great too, definitely a different trip than usual, but not unexpected. Parks were at their pandemic capacity (tried to change a park reservation and couldn't). Long waits without fastpasses (also expected). I read other accounts that posted wait times were less for a lot of people. Not true for the holiday week, they were pretty spot on. And popular rides were around 80-90 mins. It was nice to see some queues that I've never seen before because they were on rides that I always had a fastpass for.But pandemic capacity was noticeably lower than a normal holiday week. For example, after getting food and drinks around EPCOT, we were always able to actually find a seat.
Buses not too bad. It was nice not having people squished in on top of you. Had a short wait most of the time. One was 30mins and it was a little frustrating to try to leave AK and have 4 contemporary buses pull in right aside of you while waiting for SSR. First world problems...
Anyway, we are all spoiled now and it will be hard to go back to one room for the 5 of us.
Yes, SP (used retail biz) I used the exact same info for both applications on the same day. He keeps getting denied and the only reason for denial is business structure, so my guess is that is has to do with the number of open biz cards.
That’s how it worked for me when I got a refund, it basically processed back to me as a gift card. However, this was a couple months ago. Hope your new credit + refunds are there today!
