I don’t recall this $10,000 max before, is that new? My charge last year for the now-rescheduled 2020 Alaska MC was more than $10,000 and it got the 0% for six months. If that is truly a new limit, seems to be a disadvantage for some Disney vacations ie an Adventures by Disney trip. I can’t see where the transfer to DCL is a factor as the charges show up from DVC not DCL. Chase didn’t know in prior years when a DVC charge was for a MC vs annual dues.Charge the entire transaction to your Disney's Visa Card account, including the deposit and all payments (from $101 up to a maximum of $10,000).
Unfortunately, the above doesn't specifically mentioned Disney Travel booked through DVC (even though it was included last time).I pulled this from the Chase Disney Rewards website - It mentions DVC, which I was wondering if that was a change, and does not have any spend amount parameters.
Special Vacation Financing
Get special vacation financing on select Disney Resort packages, all Adventures by Disney® packages, all Aulani, A Disney Resort & Spa, Ko Olina, Hawai‘i vacation packages, and all Disney Cruise Line packages (collectively, Disney Vacation Packages). Disney Vacation Packages must be booked by you or your travel agent through the Walt Disney Travel Company, Disney Cruise Line or Adventures by Disney Travel Services, Inc. and charged to your Disney Visa Credit Card prior to commencement of your vacation. Other restrictions and exclusions apply. Please refer to the Pricing & Terms for pricing details. You will receive complete terms and conditions for this offer once you become a cardmember
0% Promo APR for the first six months following the purchase date on select Disney vacation packages or purchase of a real estate interest, including a Member Add On, in a Disney Vacation Club® Resort, provided your account is not past due on the purchase date.c After that, 15.99%. This APR will vary with the market based on the Prime Rate.
When I go to the Chase credit card account and look for the full Terms & Conditions, I find this -
We don't offer your specific cardmember agreement online, but you can request a copy by going to "Things you can do" or the more options menu , choosing "Account services" then "Request cardmember agreement." We'll send you a copy of the agreement using the billing address we have on file for your account.
Did they provide a reason why it doesn't qualify?I got the reply. The purchase does not qualify for the 0% promotional rate.
WOW!
No. Just visit DVC.COM to learn more about the 0% promotional APR for 6 months you receive on select DVC purchases.Did they provide a reason why it doesn't qualify?
Did they say where on the DVC website this info is found?No. Just visit DVC.COM to learn more about the 0% promotional APR for 6 months you receive on select DVC purchases.
It seems the MC is no longer one of the DVC purchases that qualify.
Other than Please Visit DisneyVacationClub.com, no.Did they say where on the DVC website this info is found?
Just got a DVC CM on chat and asked where to find the promo financing eligible info, She said that is not on the DVC website as all Transactions and promos are with the credit card company. She directed me back to Chase for the info and assistance.Other than Please Visit DisneyVacationClub.com, no.
That's what I was told as well. The Chase Rewards does state:Just got a DVC CM on chat and asked where to find the promo financing eligible info, She said that is not on the DVC website as all Transactions and promos are with the credit card company. She directed me back to Chase for the info and assistance.
A catch-22 for sure...but makes sense as Chase does not know what the charges are for, only where they come from.
Exactly what I am thinking - Chase knows the company who made the charge, not what was purchased with that charge. So DVC as a vendor should qualify when it comes through as a travel expense, which this charge did.But says nothing about cruises booked through DVC. How would Chase know if we added on or booked a cruise?
Have you received your statement yet with the charge?Just spoke with Chase rep. She said it does qualify for the 0% apr financing for 6 months and that I'll get a letter in 7-10 business days. I'll post the letter info when it arrives. I'm cautiously optimistic.