Timeshares are definitely NOT for everyone and definitely NOT for investment - the exception
may be DVC especially if you bought early at much lower prices, and always want to vacation at Disney I can see how that would work well.
We have owned a timeshare at Lake of the Ozarks for a couple decades now-was gifted to us by in-laws when they built a house there. One of the lowest maintenance fees I've ever found (can stop a salesperson dead in tracks with asking if they can beat that), and has been a GREAT trader when we don't use the week. Belong to Interval International to trade it-and will frequently get "bonus" weeks when we deposit our week early. Have stayed at nearly every Marriott resort in Orlando and had the Marriott by
Disneyland Paris booked for May this year -obviously that didn't happen. So we used that week and a bonus week to stay for 2 weeks in Orlando in June, another week in August, and coming back in 3 weeks for Thanksgiving, all at Marriott resorts. We've never stayed in anything less than a 2 bedroom - with 3 kids this is a must.
I still have a "bonus" week that will expire in January... DD thought about using it for Hawaii in December -she can get cheap flights from Seattle. Heck I almost booked the Hawaii one-$390/week for a 2 bedroom on Maui at a Marriott resort??
We are actually in the process of acquiring a free HI TS-another one with low maintenance fees, that we will mostly use to trade for other places. We are keeping the week that is booked (the newly acquired one) for July 4th 2022 though!
Definitely not for everyone, and you really really really need to do a lot of homework but for us the timeshares work. I would never finance a TS, you can usually find what you want free or super cheap on resale if you know what you want, and are patient.
If anyone is even
thinking of a timeshare I highly recommend checking out Timeshare Users Group (T.U.G.).