I love it when US Bank runs a bank bonus because for anyone in their footprint it’s a great way to get a foot in the door for an Altitude Reserve! DoC has the bank bonus details
here.
I think the AR is an underrated premium card. 3% on everything mobile payment! (Imho don’t buy Gift Cards, some people get by with it others get shutdown and there is NO reconsideration with US bank.) The main barrier to entry for an AR is being a US Bank client, and then 5/24ish.
Full disclosure it’s been a few years since my approval
…. but fwiw… I got my AR about 6 months after my bank account. I was 6/24 which is on the high end but I used the pre-approval tool when applying- it doesn’t guarantee approval but when I called to check on it a couple days after applying the banker mentioned he saw I was pre-approved and finalized the approval on the phone- so use that tool if offered!).
They’ve been fairly generous with retention bonuses but it varies person to person and is entirely decided by a computer. I went 3 years in a row with 10k pt retention offers until this year when I decided I actually want the card and paid the AF without a bribe