That's exactly what disney wants.. Somebody to fill the parks, buy food and drinks and mickey shaped products during LOW crowd times. They go out of their way to make those times appealing with holiday decorations, MVMCP, MNSSHP, F&W fest, Flower and garden, free dining, marathon weekend, super soap weekend, etc.
Why would they change the point values that's working exactly the way they want it to work just to suit you?
Raising the points for October to early-December wouldn't have the slightest impact on DVC occupancy. The resorts would still be at maximum capacity by check-in day.
This has nothing to do with what suits me anymore than it does those who would be selfishly protective of the cheap rooms in early-December. It's simple economics--the highest demand periods SHOULD have the highest prices.