in real dollars spent so far, our cost per point for lodging has gone down every year we've used dvc. what i mean is, since 1999, before our add on at akv, using every point we had every year versus what we had paid in total buy-in + annual dues, the cost per point was below $10.00, and had gone down every year even with dues increases every year. now i see why the guy at the desk in the lobby at okw one year told me to figure my cost at about $5 a point, because at the end of 2042 that will be about what it cost in total.
i'm no economics wiz, but i think that may be a bargain.